![]() If your doctor writes you a prescription for an antidepressant‚ ask exactly how you should take the medication. Talk to your doctor about whether they are right for you. Many people with depression find that taking prescribed medications called antidepressants can help improve their mood and coping skills. Understanding why something bothers you and creating a plan to deal with it.Having better relationships with family and friends.Identifying things that worsen your depression.Quitting smoking and stopping drug and alcohol use.This is an important part of getting better.Some common goals of therapy include: Do not feel shy or embarrassed about talking openly and honestly about your feelings and concerns. In some cases‚ understanding your past can help‚ but finding ways to address what is happening in your life now can help you cope and prepare you for challenges in the future.With therapy, you’ll work with your therapist to learn skills to help you cope with life, change behaviors that are causing problems‚ and find solutions. 7, 8 Most therapy lasts for a short time and focuses on thoughts‚ feelings‚ and issues that are happening in your life now. Many people benefit from psychotherapy-also called therapy or counseling. This is especially important if your symptoms are getting worse or affecting your daily activities. ![]() If you think you are depressed‚ talk with your doctor or a mental health professional immediately. The following information is not intended to provide a medical diagnosis of major depression and cannot take the place of seeing a mental health professional. Thinking about suicide or hurting yourself.Feeling tired‚ even after sleeping well.Having trouble concentrating, remembering details, or making decisions.Experiencing aches, pains, headaches, or stomach problems that do not improve with treatment.Eating more or less than usual or having no appetite.Waking up too early or sleeping too much.Having trouble falling asleep or staying asleep.Feeling irritable‚ easily frustrated‚ or restless.Not wanting to do activities that used to be fun.Feeling sad or anxious often or all the time. ![]() ![]() When a sad mood lasts for a long time and interferes with normal, everyday functioning, you may be depressed. All veterans are given the same amount for each VA Disability Rating, and the amounts are only adjusted when factors like children and spouses are involved.Depression is more than just feeling down or having a bad day. Our VA Disability Chart details the monetary amount a veteran will receive for their Total Combined VA Disability Rating. This overall VA Disability Rating is then used to determine the exact amount of VA Disability Benefits the veteran will receive. Return to TopĪfter each of a veteran’s conditions is given a VA Disability Rating, all the ratings are then combined using VA Math to give the veteran a single Total Combined VA Disability Rating. Return to TopĮvery service-connected condition a veteran has is assigned a rating by the VA during the VA Disability Process.Įach rating is determined based on the laws of the VASRD. You can Find Your Condition on our site to figure out what VA Disability Rating it should receive. A 0% rating is given to a condition that doesn’t significantly affect the veteran’s ability to work or perform the Activities of Daily Living, while a 100% rating is given to a condition that makes the veteran unable to satisfactorily work or perform the Activities of Daily Living.Įach rating percentage is rounded off to the nearest ten: 40%, 50%, 60%, etc. The percentage of the rating is meant to reflect the severity of the condition. This rating percentage determines the amount of VA Disability Benefits a veteran receives for their service-connected conditions. VA Disability Ratings Given to Individual ConditionsĪ VA Disability Rating is a percentage that the VA’s Rating Authorities assign a Disabled Veteran during the VA Disability Process.
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1/25/2024 0 Comments Import a photo into boostnoteCreate docs via Boost Note while replacing asset URLs in the markdown files with the URL of the uploaded. Upload the assets via Boost Note API and generate a map of URL of the uploaded assets. Import your existing documents from other tools and export documents from Boost Note into pdf, html and markdown files. If you have storage/folder/notes which you can share (that reproduces the issue), feel free to contact me on slack (boostnote slack). Python script : use subprocess module to run system command. Here are some examples you can import from: Confluence to Boost Note. If you have any more questions, please don't hesitate to ask. Now on the server run a python script to convert the jupyter notebooks to Markdown files. You can look this somewhere on your disk if you had file system storage, if you had local storage (or legacy cloud) then the data is directly in browser not on your disk, any you can still transfer the storage to file system (but you would need previous boost note desktop app release - not the latest which deprecated it completely) or directly transfer to cloud spaces (from legacy cloud or file system). notes folder (folder with notes inside in *.JSON format - not CSON anymore).attachments folder (folder with attachments inside).boostnote.json - storage metadata, folder structures etc.If you want to continue using file system based storage, you have your notes on disk where you chose the location of the storage. The message looks something like this on any file system storage from boost note next application (for cloud spaces only, first link): To use cloud storage from previous file system storage you need to have cloud spaces only desktop app and follow migration message (to either move to other app or migrate storage data to cloud space) In new file system spaces only application you can load your previous file system storages and use it normally as you would previously in the old application. Import your existing documents from other tools and export documents from Boost Note into pdf, html and markdown files. In cloud spaces only application for any file system storage you will get a message how to transfer your storage to new file system only spaces desktop application. To use file system based spaces please install: (latest version for local space only) To use cloud spaces please install: (latest version) The new boost note next applications are now separated for local spaces and cloud spaces ![]() I saw your other comment on another issue but it was removed? ![]() Psalm 32:5 I acknowledged my sin to you, and I did not cover my iniquity I said, “I will confess my transgressions to the Lord,” and you forgave the iniquity of my sin.This he set aside, nailing it to the cross. Colossians 2:13-14 And you, who were dead in your trespasses and the uncircumcision of your flesh, God made alive together with him, having forgiven us all our trespasses, by canceling the record of debt that stood against us with its legal demands.Ephesians 1:7 In him we have redemption through his blood, the forgiveness of our trespasses, according to the riches of his grace.Look at these Bible verses about the forgiveness of God to fully comprehend the great forgiveness we received from Christ. He looks at you as His child who needs love, compassion, and mercy. In His eyes, if you received His forgiveness, He no longer sees your sins (Colossians 2:13). It’s why He laid down His life to forgive all sins you’ve committed. Now, that you are thinking of your iniquities against God, also think of this: He never wants you to remain in that sin and in that guilt forever. Romans 3:23-24įor all have sinned and fall short of the glory of God, and all are justified freely by his grace through the redemption that came by Christ Jesus. If our guilt is overwhelming, the grace of God is overcoming. ![]() When our sins are great, the forgiveness of God is greater. ![]() There’s not enough reason anymore to hide. ![]() The good news is, there’s a way out! There is light! There is forgiveness already laid down before our existence. The more we hide, the more we become desperate. The problem is, people who sit in darkness will remain in there until they choose to see the light. We hide it in the shadows thinking it is best to just leave it there. Can you remember your first sin? Too hard to remember isn’t it? Our sins are like deep and ugly scars on our skin that we don’t want to look at. Thus, receiving God’s forgiveness is the only way to be able to extend true forgiveness to other people.Įverybody, that means not excluding you, has sinned against God (Romans 3:23). Just like how we can love because Christ loved us first (1 John 4:19), we can also forgive because Christ forgives us. Without fully knowing and accepting the forgiveness of God, it’s impossible for us to offer genuine forgiveness or even have the desire to do it. Bible Verses About The Forgiveness of Godīefore we can understand the value of forgiveness, we first need to know the cost of forgiveness we have received from Christ. Furthermore, it teaches us the best means to be able to forgive. The different Bible verses about forgiveness explain the reasons why we need to forgive. Moreover, it is God’s will that we forgive. Forgiveness is essential both for the one who’s been offended and the offender. It is not something we can choose not to give. The tough fact about forgiveness which most people, even Christians hardly accept is the necessity of forgiveness. It is important that we give importance to offering forgiveness. Most of our frequently asked questions about forgiveness have already been answered more than two thousand years ago through the Bible. It comforts, corrects, and leads us into the right thinking to the right way of living. It is as effective as any two-edged sword (Hebrews 4:12). The Bible is full of wisdom for our everyday decisions and actions. Bible verses about forgiveness give us the best tips in forgiving. Hence, the question is how do we offer genuine forgiveness? The Bible has a lot to say about this word. When someone offends or harms us causing a damaging impact on our lives, or destroys a part of us that we barely hold on to which for them may be a simple chunk how do we forgive and move on? The word forgiveness is neither an easy thing nor a laidback act. It demands our humility, honesty, compassion, and faith. It requires more than just the courage to move forward. How do we forgive someone who badly hurt us? By what means do we advance from the things and people that caused us pain? Moving on from a wounding relationship or incident is a very challenging phase for everyone. 1/25/2024 0 Comments Sketchup rendering extensions![]() There are no longer errors displayed in the user interface or in the log window In the common case such items are imported from a vrscene file created in a different V-Ray integration (V-Ray for 3ds Max for example). The automatic user interface generation for non-native V-Ray materials and textures, lights and other special objects is improved.macOS: An issue leading to a crash when interactive render is started before initializing V-Ray in SketchUp 2023 is resolved.macOS: The V-Ray for SketchUp installer is now universal and does not require Rosetta 2 to be installed on ARM-based systems.macOS: Applying the Enscape settings no longer leads to a crash.One such example is viewing the VFB on a secondary display The new option can be disabled in situations when the default parenting causes issues. The option is enabled by default, which ensures that the V-Ray Frame buffer window stays on top of the SketchUp window. It is located in Extensions / V-Ray / Preferences / Parent Frame Buffer. macOS: Parent Frame Buffer option is implemented. ![]() An issue leading to a crash when aborting the render process in specific projects is resolved.An issue with incorrectly constructed paths in custom Enscape asset files is resolved.An issue preventing SketchUp’s texture colorization feature from working is resolved.An issue causing the VFB window to sink behind SketchUp on Windows is resolved.An issue causing the top parts of a Proxy Mesh to not appear when used as an Enmesh module is resolved.An issue causing SketchUp 2023 to hang when closed while the interactive rendering process is still running is resolved.An issue causing the viewport rendering overlay to stop working after starting and stopping the interactive process multiple times is resolved.The camera position is now always updated correctly during viewport rendering with the Overlays in SketchUp 2023.Converting SketchUp materials to V-Ray ones during interactive rendering now produces accurate results.An issue that prevents the rendering of Fur assets mapped with a Distance texture in specific situations is resolved.All helper textures are now colorized based on the SketchUp-side material color.An issue causing specific adjustable Enscape asset to not be rendered correctly in V-Ray is resolved.Ensure that the Dynamic Clouds option is enabled in the Sun light source The procedural Sky Contrails can now be animated.macOS: An issue leading to a crash on startup and/or shutdown in specific situations is resolved.V-Ray GPU: An issue causing incorrect background texture placement when the environment texture multiplier is set to a value different from 1 is resolved.V-Ray GPU: An issue causing colorful artifacts when rendering scenes containing multiple objects with a Subsurface Scattering material with RTX engine is resolved.Enscape asset file paths are now successfully resolved on macOS.Note that unsupported items can be imported using the V-Ray Scene Importer or in a number of other unconventional ways ![]() The number slider range and step is updated to allow more flexible edits, string parameter values are now handled, parameter labels are better constructed, etc.
1/25/2024 0 Comments Auto lip sync after effects![]() Intuitive controls and automatic lip-sync take the tedium out of facial animation. this means that your preview resolution will match the composition resolution. Save time and sanity with this facial animation rig for After Effects. I usually do the lip sync as usual by alt +, Sequence layers, Time remapping, and Toggle switch. Selecting a region changes the language and/or content on . Rename the After Effects 2020 folder to OLDAfter Effects 2020. You can borrow a mouth for one character and use it on another or make new mouth sets entirely. Mouth shapes are Adobe Photoshop and Illustrator documents. If you have questions, you can write below the video. Create a mouth that automatically animates according to your voice recording. Animators can work with an audio track and mouth. Create soft objects with collisions in After Effects. ![]() Animate also supports traditional frame-by-frame lip-sync animation. Animate draws on the capabilities of Adobe Sensei AI technology to match visemes to phonemes. This goes a long way to showing what a character is thinking or feeling.Įxcept for the neutral, smiling, and surprised expressions, which come from the camera, everything that drives mouth shapes in Character Animator comes from the audio. Dont forget to Subscribe and Like my channel for the continuation of videos like this. Adobe Animate supports AI-powered lip-syncing, while also giving you total control over animation. You can tweak how long mouth shapes last and how exaggerated they are. In either case, you can customize and alter specific mouth shapes in Character Animator or manually assign certain mouth shapes to the puppet at particular times in the recording. Upload prerecorded audio and sync it with an existing puppet, while adding gestures and other movements manually.Control an animated character in Character Animator, known as a puppet, with your own movements via a camera.You can use Adobe Sensei AI technology in Character Animator to assign mouth shapes, or visemes, to mouth sounds, or phonemes. Greetings, does anyone have tips on how to isolating lips from lip-sync video Final goal: is to isolate the pair of lips and delete the rest of the video so that I can apply the lips to a different background-Preferably the isolation would be hard edge cut with an option to increase surface area so it blurs a bit into the surrounding skin. Animating lip-syncing with Adobe Character Animator. 1/25/2024 0 Comments Dom factory events 2021![]() The Drone Command unlocks Drones that are used to defend your base and assist your Army while attacking enemy bases. Lead your Nation to ultimate victory throughout all of human history – from the Stone Age to the Drone Age! Build your capital city, pick your Nation from among the greatest civilizations of the world. Or are we, the viewers, actually God, who deliberately brought about this chaos? Escher does not answer this question: he leaves it open to the interpretation of the viewer.From legendary game designer Brian Reynolds (Civilization II, Rise of Nations), DomiNations is an epic new strategy game of exploration, advancement, and conquest. In this state of confusion, no one can continue what they were doing. Two layers down, little men lie on their bellies, looking down from a great height, confused. On the top floor of the tower, the figures stand with their hands spread, confused by what has just happened. This makes it very easy to spot the confusion that exists among the black and white figures. By opting for the extreme bird’s-eye view, we are looking down on the tower from far above. In his print, Escher takes a radically different approach. The Tower of Babel is also commonly depicted from below. In other works of art, such as the famous painting by Pieter Bruegel the Elder, the view of the tower is usually straight on. ![]() The architecture of Escher’s version of the tower is not innovative in itself, but with his print he really adds something to a subject often depicted in art history. ![]() As a viewer, it doesn’t occur to you that you might not be able to stand on it. The height of the construction makes it an almost impossible building, but it is possible as an image. The Tower of Babel is, as it were, a way station in his fascination with impossible buildings. Escher, Waterfall, lithograph, October 1961 “And I never had any desire to build houses. He reflects on his student days in an interview in 1968: Although this did not turn out to be a great success for him, his fascination with the creation of buildings continues to recur in his work, albeit with more imagination than during his studies. In his younger years, Escher briefly studied architecture at the insistence of his parents. By then, the artist was much further along in his artistic development, and he had already been approaching architecture with a healthy dose of imagination for many years. In later prints such as Waterfall (1961), Belvedere (1958) and Relativity (1953), the amazement at the impracticability of structures that Escher himself devised is key. A large, impossible building that causes confusion: this sounds like the ideal subject for the printmaker. ![]() Escher’s preference for this form of disorder comes as no great surprise. When Escher wrote an analysis about the woodcut Tower of Babel in 1959, his first sentence immediately referred to the confusion of tongues. A fitting name for the chaotic scene that must have taken place on the gigantic structure, and for the far-reaching consequences of this newly created division. The tower itself is named Babel, which can be translated as ‘confusion’. According to the biblical story, this is also the moment when people spread all over the world because of the different languages they speak. He causes the builders to suddenly speak different languages, so that they can no longer work together. God is not pleased with this and wants to punish their hubris. In the story in Genesis 11:1-9, the Babylonians build this tall building that is supposed to reach to the sky. Central to this large, imposing woodcut is a high tower, which we see from an extreme bird’s-eye view. Two years after the Days of Creation series came another biblical print: Tower of Babel. Escher, The Fourth Day of the Creation, woodcut, February 1926 Escher, The Second Day of the Creation (The Division of the Waters), woodcut, December 1925 1/25/2024 0 Comments Pocket 9mm handgun![]() They targeted the growing concealed carry market and wisely made the Glock 42 super small and an easy option for pocket carry. It was also the first single stack 380 ACP they designed. Glock made a lot of 380s before the 42, but the Glock 42 is the first we saw wide release stateside. A pocket pistol allows for the convenient carry of a small gun for those quick errands. Let’s admit, sometimes you have to run a quick errand, and you don’t want to strap on a proper-sized holster and gun. Choosing a pocket pistol as your backup gun ensures you have a spare rod, but you don’t need to be weighed down by a second Glock 19. Carrying one decent-sized firearm can be tough to do. Pocket pistols print less and are easier to conceal in tuckable holsters, belly bands, on the ankle, and of course, in the pocket. When hiding the gun is the most important consideration, then a small gun is the best option possible. However, there is a time and a place for everything, and small guns fill a certain niche. Why would you ever want such a small gun? If you’ve handled firearms before, you know that small guns are often more challenging than large guns. Pocket pistols can be found in calibers like 25 ACP, 22LR, 32 ACP, 380 ACP, and 9mm. If it’s hard to draw from your pocket, it’s going to be tough to call it a pocket pistol. The name explains it, right? A pocket pistol is small enough to fit in your pocket! As such it has to be very small, relatively lightweight, and thin. We’ve gathered the very best pocket pistols, and we are going to break down what a pocket pistol is and leave you with a little advice on how to best use your pocket pistol. Today we are going to be talking all about pocket pistols. Small guns come in various sizes, and we have subcompacts, pocket pistols, and mouse guns. Whether you’re a seasoned gun owner or a first-time buyer, these concealed carry guns are sure to provide you with peace of mind and security.Size matters, and it goes in both directions. Overall, the 20 firearms listed above are some of the best options for personal protection. You’ll also want to make sure the gun is comfortable to carry, as you’ll likely be wearing it for extended periods of time. When choosing a concealed carry gun, it’s important to consider factors such as reliability, accuracy, and ease of use. Whether you prefer a compact, lightweight design or a larger firearm with more stopping power, there’s a concealed carry gun on this list that will suit your needs. 357 Magnum with a scandium alloy frame and tritium night sights.Įach of these firearms has its own unique features and benefits. Smith and Wesson 340 PD – A powerful and lightweight.380 with a textured grip and easy-to-use slide release. Ruger LCP II – A lightweight and affordable.Kahr CM9 – A compact and affordable 9mm with a smooth DAO trigger and drift-adjustable white bar-dot combat sights.Glock 43 – A slim and reliable single-stack 9mm with a durable frame and Glock night sights.Kimber EVO SP – A premium and compact 9mm with a unique scalloped slide and 3-dot tritium sights.380 with a sleek design and adjustable sights. Bond BullPup9 – A unique and compact 9mm with a bullpup design and low bore axis.Sig Sauer P365 – A micro-compact 9mm with a high-capacity magazine and a smooth trigger pull.45 ACP with a decocking lever and bobbed hammer. Glock 48 – A slim and reliable 9mm with a Silver nPVD finish and a reversible magazine catch.Wilson EDX X9S – A premium and compact 9mm with a match-grade barrel and high-visibility sights.HK VP9SK – A compact and ambidextrous 9mm with interchangeable backstraps and a crisp trigger.FN 509 Midsize – A striker-fired 9mm with a low-profile slide stop and 3-dot night sights.357 Magnum with a unique cylinder release and adjustable sights. Ruger LCRx 3-Inch – A compact and lightweight.Stoeger STR-9 Compact – A versatile and affordable 9mm with an ergonomic grip and low bore axis.Mossberg MC2c – A subcompact 9mm with a flat trigger and reversible magazine release.380 with a soft-coil gas technology that reduces recoil and increases accuracy. S&W M&P Shield EZ in 9mm – A user-friendly 9mm with an easy-to-rack slide and crisp trigger.Springfield Hellcat – A micro-compact 9mm with a high capacity magazine and U-Dot sight system.Smith & Wesson CSX – A lightweight and compact 9mm pistol with a textured grip and adjustable rear sight.Here are the top 20 concealed carry guns of 2022: These firearms are reliable, easy to use, and designed with personal protection in mind. In this article, we’ll be discussing the 20 best concealed carry guns that you can depend on. One way to achieve this is by carrying a concealed weapon. As the world becomes more uncertain, it’s important to feel safe and secure in your everyday life. 1/24/2024 0 Comments Matlab plot colors using letter![]() Get, findobj, gca, gcf, gco, newplot, cla, clf, and close functions. If the object is not listed in the Children property of the parent, thenįunctions that obtain object handles by searching the object hierarchy or querying This optionīlocks access to the object at the command line, but permits This option is useful for preventing unintendedįrom within callbacks or functions invoked by callbacks, but notįrom within functions invoked from the command line. Otherwise, use the gcbo function to access the object.Īll times. If you specify this property as a function handle or cell array, you can access the object that is being created using the first argument of the callback function. ![]() Setting the CreateFcn property on an existing component has no effect. If you do not specify the CreateFcn property, then MATLAB executes a default creation function. MATLAB initializes all property values before executing the CreateFcn callback. This property specifies a callback function to execute when MATLAB creates the object. MATLAB evaluates this expression in the base workspace.įor more information about specifying a callback as a function handle, cell array, or character vector, see Create Callbacks for Graphics Objects. Subsequent elements in the cell array are the arguments to pass to the callback function.Ĭharacter vector containing a valid MATLAB expression (not recommended). In some cases, MATLAB sets the SeriesIndex property toĬell array in which the first element is a function handle. Number, and set the ColorMode property to "manual" indicates manual selection, and a value t text (0.5,0.5,'text here') s t.FontSize t. Use dot notation to query and set properties. By changing property values, you can modify certain aspects of the text. Has been set manually (by you) or automatically. Text properties control the appearance and behavior of a Text object. When you manually set the font color, MATLAB does not use automatic color selection for that object,Īnd it allows your color to persist, regardless of the value of theĬolorMode property indicates whether the color Property of the Text object to a color value, To manually control the font color, set the Color How Manual Color Assignment Overrides SeriesIndex Behavior Any objects in theĪxes that have the same SeriesIndex number will haveĬorresponds to a neutral color that does not participate in the indexing The index refers to the rows of the array stored in theĬolorOrder property of the axes. If the SeriesIndex value is a number, MATLAB uses that number to calculate an index for assigning the color This property is useful for reassigning theįont color so that it matches the colors of other objects. Series index, specified as a positive whole number or Forĭisplay mode, surround the markup with double dollar signs Mode, surround the markup with single dollar signs ( $). To use LaTeX markup, set the interpreter to 'latex'. UIContextMenu property is not recommended.The FontSmoothing property will have no effect in a future release.Control Automatic Color Selection with the SeriesIndex property.Include text objects in axes limits with the AffectAutoLimits. ![]() The movie has a couple of nice close-ups of the Bird-of-Prey. ![]() We wouldn't expect something like that on a 50m or 60m ship, which takes us back to the size paradox. If we nonetheless insist on them rebuilding the bridge, why are all controls in "Star Trek IV" still in Klingon? The only way for it to make any sense is that the bridge in "Star Trek IV" is actually an auxiliary control room. As Scotty himself said, "Reading Klingon is hard", suggesting that there are already problems to decipher the manuals for the ship in its current configuration. Even if we believe that the refit was necessary because of battle damage, we can't assume that the Vulcan engineers or Scotty would have the expertise to do that or would even have another Klingon bridge readily available. This alone would be no problem, if we consider that Klingons, like the Federation, could use bridge modules. Kruge's "throne" was removed, all stations re-arranged, and even the floor and the walls were moved. Side note On a side note, not only was the size of the very same ship subject to change considerably from "Star Trek III" to "Star Trek IV". It would require a huge BoP for the Merchantman to be more than just shuttle-sized, but this would be in strong contradiction to most of the later appearances of the very same BoP (which will become the "HMS Bounty" in "Star Trek IV"). The freighter was rendered much too small apparently just for the dramatic impact of the mighty Bird-of-Prey destroying it. When the ship appears for the very first time in "Star Trek III: The Search for Spock", the VFX comparison with the Merchantman is a moot case. It will be supplemented as new evidence becomes available. The list is extensive, yet far from being complete. The following paragraphs summarize the appearances of Birds-of-Prey, their VFX dimensions, names, crew sizes and other details pointing to the ship's length(s). Many fans take this as a sign that the different types should differ in their sizes too. Various designations have been used throughout the years, creating the impression that "Bird-of-Prey" is merely a generic term for the ship's appearance, whereas the actual types or classes are called B'rel, K'Vort or D-12. The Klingon Bird-of-Prey is the most obvious example in Star Trek for excessive scaling of a starship, sometimes accidental, sometimes intentional. ![]() If this is true, 110m could be just right. Most notably, there are pairs of rectangular openings in the front section of the ship that might be windows and that would give us three decks in this section. Unlike it is the case with most Federation starships, there are few details on the miniature that would allow to verify this figure. Nilo Rodis originally devised the studio model with a length of 360ft (roughly 110m) as illustrated on the ILM size comparison chart for "Star Trek III". ![]() Since ENT: "The Expanse" we know for sure that the familiar BoP is actually neither a Romulan design nor a design inspired by Romulans, but a 23rd century version of a similar, yet much older genuine Klingon ship of the 22nd century. In spite of the "worn out" look of the Bird-of-Prey studio model it is advantageous to assume the ship type was new as of the 2280's to explain the fact it is still not obsolete 90 years later during TNG and DS9. The plausible explanation for the Romulan-Klingon technology transfer (Klingon D7 battlecruisers for the Romulans and in exchange Romulan cloaking devices for the Klingons) is that they formed an alliance in the 2260's, although it was never mentioned in any episode or movie. The Romulan reference was dropped in the final version, probably to simplify the story. In an early draft of the script, Kruge was intended to steal the ship from the Romulans, which would explain its name and appearance (inspired by the Romulan Bird-of-Prey from TOS: "Balance of Terror") as well as the fact that the ship is equipped with a cloaking device. The Klingon Bird-of-Prey ship type was designed by Nilo Rodis of ILM and was first featured in "Star Trek III: The Search for Spock" as the ship of the Klingon villain Kruge. 1/24/2024 0 Comments Rocket mortgage login register![]() You’ll likely need a 680 credit score and a DTI below 45% to get approved.īesides offering several loan options for borrowers, Rocket Mortgage also has some other features and benefits worth mentioning: However, jumbo loans have stricter credit score and DTI requirements. Jumbo: With a jumbo loan from Rocket, you could get a mortgage of up to $2.5 million.Borrowers could get approved for a fixed, adjustable, or jumbo VA loan with a credit score as low as 580 and no down payment. VA: Rocket also offers VA loans for qualifying servicemembers, veterans, and their eligible family members.However, FHA loans come with an upfront mortgage insurance premium of 1.75% of the total loan amount, and you’ll also need to make monthly mortgage insurance payments. Borrowers could get approved for a fixed- or adjustable-rate FHA loan through Rocket with a 580 credit score and a down payment of 3.5%. ![]() FHA: FHA loans have lower credit score requirements than conventional fixed- or adjustable-rate loans.FHA and VA adjustable-rate loans are also available. Borrowers can choose from a 7/6 ARM with a fixed rate for seven years and a variable rate every six months afterward, or a 10/6 ARM with a fixed rate for 10 years and a variable rate every six months afterward. Adjustable-rate: Adjustable-rate mortgages (ARMs) typically offer a low fixed interest rate for a certain period, but the rate could increase over time.Rocket offers 30-year and 15-year fixed-rate mortgages with down payments as low as 3%. Fixed-rate: With a fixed-rate mortgage, you’ll have the same APR for the life of your loan, so your monthly mortgage payments won’t change over time.This lender offers several loan options, including: Types of Mortgage Loans Offered by Rocket Mortgageīorrowers seeking a variety of loan types will find what they’re looking for with Rocket Mortgage. Relatively high credit score required: In general, borrowers will need good to excellent credit to qualify for a loan from Rocket Mortgage.Department of Agriculture (USDA) loan, you’ll need to work with another lender. Doesn’t offer USDA loans: While Rocket Mortgage does offer several loan options, if you’re seeking a U.S.It was the highest-ranked lender for customer satisfaction in 2020, and it ranked second in 2021. Power Primary Mortgage Origination Satisfaction Study. High customer satisfaction ratings: Rocket Mortgage has consistently ranked among the top lenders on the annual J.D.Quick closings available: Rocket’s average time to close is just 26 days, according to customer support, which is a shorter timeframe than many competitors can provide.However, representatives are available to help with your application if needed. Convenient online application process: If you prefer to apply for a loan online, Rocket Mortgage offers a convenient digital application process.See our picks for the best mortgage lenders for more options. Mortgage relief scamsĪ scammer may offer to adjust your mortgage so you will pay less and avoid foreclosure.Rocket Mortgage has a nice selection of loan types, but there are many other mortgage lenders with different terms and rates. Illegal tactics to collect on mortgage balancesĪlso, file a complaint with your state consumer protection office about deceptive mortgage practices.Fees for services the mortgage company didn’t provide.False statements about their ability to offer a loan.Report a mortgage company to the Federal Trade Commission (FTC) if it makes deceptive statements, omits important facts, or takes misleading actions. Report deceptive mortgage practices and scams Deceptive mortgage practices Misreporting mortgage account status to you or credit reporting agencies.Refinancing or modifying a mortgage loan.Transferring a mortgage to another servicer.Receiving loan estimates and closing documents.Examples of common mortgage complaints include: If you cannot resolve the issue with your lender, file a complaint with the Consumer Financial Protection Bureau (CFPB). If you are experiencing a problem with your mortgage company’s services, try contacting the company first. File a complaint about mortgage company services Read about the types of discrimination covered by the Fair Housing Act. The Fair Housing Act makes housing discrimination illegal. Familial status (such as having children).Sex (gender, gender identity, or sexual orientation).Housing discrimination happens when a lending institution gets in the way of a person buying housing because of their: If you think you have experienced housing discrimination, submit a housing complaint with the Department of Housing and Urban Development (HUD). Report a mortgage lender for discrimination |
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